How do i get a small loan without any credit?

i'm 18 and i need to build up my credit. I cant get my own cell phone w/out any. My bank wont give me a credit card and they wont led me a loan.

How do i get a small loan without any credit?

The only way to get a cellphone is if you pay a secure deposit,,,,,,,at least 200 dollars

if you want to know about how to build your credit I can help you with that for free......

e-mail me (if you want)

serginho_pool@yahoo.com

How do i get a small loan without any credit?

If you have collateral be a start. You can get a cell phone. Try Trac phone, pay as you go might help build credit, and some others have pay as you go policies. You buy a card with minutes every so often and purchase one time the phone.

How do i get a small loan without any credit?

If you have cash, you could have your bank set up a secured credit card. This is a card that is back by the money you have in your account and will only alow you to spend what is there. Or, you might check out a site called Prosper at www.prosper.com.

How do i get a small loan without any credit?

I hope your mom or dad have good credit. I also hope you are responsible so your parents can trust you and want you to succeed. Have your parents co-sign on something. Cell phone, loan for a fast 4-wheeler, what ever intrigues you my friend.

How do i get a small loan without any credit?

You can start by getting a department store credit card (i.e Sears, Target) and using that for a bit and that will establish your credit record. Hopefully you'll then be able to get a credit card from your bank.

You can also have someone co-sign for you but then they will be responsible to pay it back if you default.

Perhaps you should just get a %26quot;pay-as-you-go%26quot; phone and then you won't need a credit card.

How do i get a small loan without any credit?

small loan