Personal loan with good credit score?

Hi guys, I have a question. I need a personal loan for about $8k and I've checked my score and I have above 700. Now my question is....I apply before when I had nearly 700 but my bank told me that my score was still %26quot;young%26quot; I've have some accounts open but they are less than a year. So honestly, do I have good chances to get a loan? what places that you personally dealt or not with would you recommend me? thank you!

Personal loan with good credit score?

from personal experience, i got a credit card that has a low interest rate instead of getting a loan. if you search hard enough, you can find cards that offer better rates than what you would have on a loan. sometimes you can find no interest for 6 months or a year which is a great deal. but dont be late on a payment, or they start adding interest at that point. just search low interest credit cards on yahoo. or you can call your current credit card company and ask if they can lower your interest rates, they often do this, especially if you have good credit.

Personal loan with good credit score?

A FICO of 700 should qualify you for a signature loan. Do you have access to a credit union? That would be your best bet.

Personal loan with good credit score?

Check with your local credit unions. They've usually got good rates and are a little more lenient.