I am financing a loan for the first time 20,000i am trying to get 0% intrest or a very low intrest r

I am financing a loan for the first time 20,000

i am trying to get 0% intrest or a very low intrest rate

i want my payments to be no more than 200

how do i accomplish that

i have not been approved by any bank yet

should i try other banks before i go to the dealerships

the banks i have seen for example on bankrate the intrest rate is so high

i dont understand how i can afford to finace

my credit is good

I am financing a loan for the first time 20,000i am trying to get 0% intrest or a very low intrest ratei w?

The only place you'll get 0-2% is through the auto manufacturer's finance company and only IF they are running that deal and only IF you have very good credit (score of 750 or higher). Otherwise, you'll have to take what is offered by your bank or the dealer.

Even at 0% interest, a $200 payment on a $20,000 loan will run for 100 months, which is just over 8 years and I don't know of ANYONE that will finance for that long (and I don't know anyone who'd want to - the car will likely be nearly worthless at that point).

You'd do better to get your financing in order (apply with your bank), then go car shopping based on what the bank will finance (based on your credit info and income).

I am financing a loan for the first time 20,000i am trying to get 0% intrest or a very low intrest ratei w?

No body will give you loan with 0% interest rate and if you want to lower the rate try to get free quotes from the lenders and then choose which one will have low rates.

To know more you can visit

http://www.badcrediteasyloans.blogspot.c...