Limited credit history- Need Loan?

I am so frustrated and this loan situation is driving my husband and I crazy. He has ok credit - in the 700 - and I have ok credit in the 600. We need a loan for $15,000 for an emergency that has come up and no bank, credit union etc will give us one without a house as collateral. We are not ready for a house as yet, what do we do? We are running out of time.

Limited credit history- Need Loan?

Try the below company

Limited credit history- Need Loan?

Have you tried going to your pension board to borrow against your pension? Or do you own a WHOLE life insurance policy? You could probably get a loan from that, but not term life. Sometimes you could try one of those off-shoots from a bank -- they're affiliated with a bank but their criteria is not as strict. Years ago I worked for a small company, I needed a loan (smaller than $15K), I went to the president and he (under his company) loaned me the money, then deducted the payments %26amp; interest from my paycheck for a while. I'm sorry, I empathize with you but I don't have any other suggestions.

Limited credit history- Need Loan?

I recommend you sign up for the person-to-person lending site at www.prosper.com

You can obtain a loan up to a total of $25K. I recommend your husband signs up as his credit score will allow you to borrow at a more attractive rate.

It can probably take you no longer than a week to 10days to get funded, if you spend an hour or so getting acquainted with the way the Prosper site works. Good luck

Limited credit history- Need Loan?

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