Is it safe to get a loan on line from prosper.com?

They are asking for bank, social, drivers license, all of my identity, yikes. Has anyone had a loan from them, I just need $2000 until March, need money now.

Is it safe to get a loan on line from prosper.com?

I read about this on msn and it sounds really cool because they will work with folks who are over extended more than credit card company's and banks. Its alot of rich people doing this to make money off us small fry's and cutting out middle man. I couldn't find the msn article, but had another one I put on here. All that info that you give bank or credit card company is just as easy accessible to the chumps who work there so seems like risk is same.

Is it safe to get a loan on line from prosper.com?

The company is legit. They are trying very hard to become the first and biggest p2p lending platforms. It is a good deal for the borrower, but a lousy deal for the lenders. The problem that they are having right now is that the defauts are much higher than anticipated, so the lenders are not making/losing money. Extensive verification is an attempt to weed out crooks. If you believe the rates are good, take out the loan, it's not a bad idea.

Is it safe to get a loan on line from prosper.com?

Yes it's safe.. I been with prosper.com little over a year now and have no problems. They ask you all that info for not your security but theirs also cause you're dealing with different people and they're lending you money. They do report to the credit bureaus. It's better than getting a loan from a bank.